I am going to say some things that are going upset some people concerning ebook covers. So if you are a cover designer you should exit now.
So you can disseminate lies as helpful advice? Nope. Sorry.
This post is for new authors that are worried about the cost of a book cover and not sure what to do. You have heard that having a good cover is important and that is certainly true. But what should you be paying?
TLDR, The overpricing of covers and the fleecing of authors is silly. It needs to stop. There are much cheaper options.
While I agree with you that some covers are terribly overpriced, not all covers are. Just because a cover designer is charging over a hundred dollars for a cover doesn't mean they're fleecing anyone. It means they need to make a living wage, and charging only a hundred bucks for an ecover isn't a good way to make that. What a designer charges needs to cover all their time spent on that cover. That means all the stock pics they used, all the time looking for the stock pics, all the time putting the cover together, and all the time making changes requested by the client. Not to mention, the client is also paying for the cover designer's experience and their knowledge of things like good typography and genre conventions.
I'm not saying that anyone needs to spend $800 on a cover. Especially not on a photo-manip cover. And yes, you can get some good covers for under a hundred dollars. But a lot of the designers you see charging under a hundred dollars don't use properly licensed fonts, or properly licensed stock. They grab stock from places like Unsplash, where anyone can upload anything, whether they own the rights to or not. A stock pic from Shutterstock or Depositphotos is indemnified by them, so if they make a mistake and a pic gets uploaded that shouldn't, you're covered for up to certain amount. I think it's $10k. On the other hand, guess how much Unsplash indemnifies their pictures for. If you guessed zero, you would be correct. And because cover designers can't make a living wage selling covers for under a hundred dollars, they tend not to last in the business very long. So you're three covers into a series and you go back for another, and that designer isn't doing covers anymore. Oh! And a lot of those cheaper designers also tend to like to steal other people's art and use it on the covers they sell to people. I've seen more than a few authors get screwed, both out of the money they spent and out of the cover they love, because they found out that the art that was used wasn't stolen from another artist completely, and they have zero right to use it.
Oh and the designer keeps the source file and wants you to promote their work with a link inside of your book. In fact a lot make it a requirement.(Notice how they dont pay you for this?)
The designer keeps the source files for a couple of reasons. One, their art is their reputation, and they don't want someone messing with the art or the typography, and then having people think that the messed-with cover is the kind of work one can expect from them. And two, stock licenses prohibit the stock pics being sent to someone else in a form that allows those stock pics to be extracted from the file. If the pic is licensed to the designer, they can't give it to someone else in its original form.
Here some things that you might be thinking so lets address them now.
Why do they charge so much? Because they know that the odds of you being successful is slim. They are going to take as much money as they can because they will never see you again. And if they do they are laughing to the bank. Web designers do the same thing offering their hosting package. Its just a way to get money upfront.
This is totally false. Most cover designers want their clients to be successful. Personally, I'm very proud of the fact that my portfolio is filled with all the covers of my many repeat clients. I love knowing that I had a part in helping them to sell their books. I also love hearing from a client whose work I rebranded that, even though they could never score a BookBub before, they got one with their rebranded covers on the first try.
And even from a purely business perspective, this is still utterly ridiculous. Because freelancers isn't a particularly secure job. Certain times of year are much slower than others, and a lot of us like to know that they're going to have work not just now, but two months from now, four months from now, six months from now. And the easiest way to make sure of that is to develop good business relationships with clients who will keep coming back for each book they write.
Are they scamming me? No. They are offering their services for a fee. Its upfront and its legit and they are allowed to ask any price they want. But keep in mind they are preying on your worries as a new author. That is why the first thing you read on their webpage usually has something like. "You spent hours polishing your first novel....and you dont want it to fail."
No, we're not preying on anything. We want new authors to succeed, because those authors are the future of our business.
So what can I do? I know the importance of a professional cover but I cant dip into my childrens college savings
There are cheaper ways and more often than not you can get better quality. Do a google search. Go to facebook and look for designers/author groups and ask. Reddit, tumblr, the list is endless. You will be surprised what you will find. I have had numerous books sell loads of copies. Never once did I pay anything over a hundred. Not even close. Dont buy into the fear and certainly dont pay their fees!
The point of this is to get you to breathe and not take out a loan. Down the road if you want to go back and pay for an expensive cover, by all means do. But you do not need to when starting out.
No one is suggesting that any author should take out a loan, never mind new ones on their first book. There are plenty of ways to get a good book cover for a decent price. I sell premades on my site for as low as $50 because I want people on a budget to have access to nice, genre-appropriate covers. So do plenty of other designers. They're not as fancy as custom covers, but as long as they fit the genre they'll do the job just fine.
The flip side of this is that a lot of authors end up with a cover that doesn't suit the genre, which means that it won't convert for ads, and so their potential career gets derailed before it even gets off the ground, because they can't make sales.
I'm not saying someone shouldn't make their own cover if they want to. Or buy a really cheap one. They should do what's right for them. But they should make an educated choice, and not just do it because some anonymous poster told them all cover designers who charge a living wage are a bunch of scamming, predatory jerks.
Edited at the brackets to remove profanity. Drop me a PM if you have any questions. - Becca